*Get a $500 closing cost credit when you complete a mortgage pre‑qualification and apply for a first‑mortgage within 90 days or apply for a first mortgage during the promotional time period (May 1- August 31, 2026) and close within 90 days. The credit will be applied as a lender credit at closing, has no cash value, and cannot be combined with other closing cost offers. Eligible for new purchase loans only, refinances are not eligible. If the loan does not close, the closing credit has no value. Rates and terms subject to credit approval and may vary based on the following: credit rating, and and/or value of collateral, term of loan and borrower’s debt-to-income ratio. Rates and offers apply to owner-occupied, single-family home used as a primary residence. Closing costs and finances charges may vary. Additional restrictions may apply, and the offer may change without notice. Offer not valid in all states. Pre-qualifications are good for 90 days. Additional terms and conditions apply. Equal Housing Lender. Federally insured by NCUA. KEMBA membership required. NMLS 292230. Offer valid for pre‑qualifications dated May 1 – August 31, 2026.