Refinance Your Car Loan

Limited Time:
1.00% Auto Loan Rate Discount*
If you’re paying 7.00% APR or more on your car loan, see how much you might save with a refinance.
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Refinance your car from another lender to save money and time
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Refinance car loan repayment terms up to 84 months
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No payments for 90 days
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Auto loan refinance also available for motorcycles, boats, RVs, and other vehicles
- Easy online application
Disclosures
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*APR = Annual Percentage Rate.
Auto loan must be refinanced from another financial institution, and a 6-month payment history established, to qualify. Minimum loan amount of $5,000 required to be eligible for 1% rate discount. Loans subject to credit qualifications and approval. APR will vary based on credit score, loan-to-value, age of vehicle, loan term, KEMBA Advantage status, payment method, and document preparation fee and 1% discount will be applied accordingly. 1% rate discount applied to vehicle interest rate based on KEMBA’s current rates, not that of original lender. For example, if you qualify for a 6.99% rate according to KEMBA’s underwriting criteria, a 1% discount will be applied and reduce your rate to 5.99%. Discount available on vehicle refinances only, new money only, existing KEMBA loans are not eligible. Cash out refinances are not eligible. Business auto loans excluded. Motorcycles, boats, and other recreational vehicles not eligible. If payment deferral is selected, interest will accrue during 90-day deferral period and will increase the total amount to repay the loan. KEMBA membership, with $5 primary savings deposit, required. Federally insured by the NCUA. Equal opportunity lender. Offer ends – and to qualify loan must be funded on or before – 10.31.2026. Offer subject to change at any time. Visit kemba.org for details.
To learn more, call us today at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.