Limited-Time Money Market Rate Special

Smiling family planning and saving for future milestones with a money market account

Earn up to 3.75% APY























Put your cash to work while living your best summer

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From building your savings for life’s next milestone to maintaining your wealth during peak earning years, it’s made for your unique needs.

  • Advantage members earn 3.75% APY¹ until 2027, everyday rate earned is 3.25% APY
  • A minimum balance of $5,000 is required to earn stated APY, with a $1,000,000 maximum
  • Your money is not tied up long-term: take advantage of high-rate savings, while maintaining accessibility in Digital Banking.†
  • You’ll enjoy higher earnings than standard savings without sacrificing your comfort-level, it’s a low-risk place to park your cash and watch it grow.
  • Support your long-term financial strategy with confidence
  • Money not currently on deposit at KEMBA is required. 
  • Earn stated dividend rate until March 31, 2027
  • Compare our rate to the national average of 0.57% APY as reported on by the FDIC on April 1 
  • Click here for details about Money Market Accounts

Choose an option below to open one today!


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Call 800.282.6420, option 4.



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Visit a local branch today



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Speak with our experts

































At KEMBA Financial Credit Union, we provide trusted personal banking services in Central Ohio, as well as a full suite of personal banking products and services tailored to meet the financial needs of individuals and families. Our offerings include: low-rate credit cards with rewards, competitive-rate mortgages, home equity loans and refinancing options, low-interest auto loans in Central Ohio, personal and student loans, and financial wellness blogs and counseling services.

Discover why more Central Ohioans are searching for "best credit union near me" and choosing KEMBA.

To learn more, call us today at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.

Disclosures
¹APY = Annual Percentage Yield. Dividend rates are subject to change after account opening. This Money Market Account promotional rate of 3.75% APY for Advantage members, and 3.25% APY for non-Advantage members, is available to new and current members who open a new KEMBA Consumer Money Market or KEMBA Business Money Market Account during the promotional period. Minimum balance to open and earn stated APY is $5,000 and maximum balance for this promotional Money Market rate is $1,000,000. Tiered rates apply to this account and will be determined based on the daily balance maintained. The first tier of $0.01 to $1,000,000 balance will earn a 3.75% APY for Advantage members, and 3.25% APY for non-Advantage members. The APY earned for the second tier, deposits in excess of $1,000,000, will depend on Advantage status and range from 2.05% APY to 2.55% APY. For example, if you deposit $1,000,000.01 in this Money Market Account, you will earn 2.55% APY as an Advantage member, or 2.05% APY as a non-Advantage member on any amount over $1,000,000.
 
²Promotional offer valid on new money only (new money defined as money not on deposit with KEMBA in the past 12 months and/or has been deposited within the 5 prior business days). Money currently on deposit at KEMBA is not eligible for this offer for the entire time the promotional rate is in effect. Limit of one introductory rate Money Market Account offer per social security or tax ID number. Not available with any other promotions or offers for the same product type (Money Market Account). Withdrawals and fees may reduce earnings. The special rate is accurate as of 5.1.2026 and will be available through 3.31.2027. For example, a Money Market Account opened 5.15.2026 would earn the special rate through 3.31.2027. The rate for this promotional Money Market Account will revert to the prevailing Money Market Account rates and tiers on 4.1.2027. On or after that date, you may visit our rates page to find out the APY that will apply to your Money Market Account. KEMBA reserves the right to change or cancel this offer at any time. KEMBA membership required. Federally insured by NCUA. Offer ends 7.31.2026.
 
† Subject to transaction limits.
 
Visit kemba.org/advantage for Advantage program details. KEMBA reserves the right to change or cancel the Advantage program at any time.
KEMBA reserves the right to change or cancel this offer at any time. KEMBA membership required. 

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Use KEMBA as your primary financial institution to enjoy rate bonuses on deposits and discounts on loans. Earn more, save more!
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