Savings in Westerville

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Explore Our Westerville, Ohio Savings Tools






















Save & grow your money at KEMBA's Westerville Branch


Saving money can be challenging, but KEMBA Financial Credit Union is here to help. At our Westerville Branch, our personal bankers will work with you to develop a painless savings strategy so that you can put away money for everything from a luxury vacation to an unexpected water heater replacement. We’ll put your money to work for you via an interest-bearing savings account, certificate, or money market account, so you can watch your money grow!


KEMBA Financial Credit Union Gahanna Branch

Our local Westerville Branch can help you save for something special

Level up your financial game with KEMBA's full suite of savings products! We offer something for every goal, from building a nest egg with traditional savings accounts, to maximizing returns with money market accounts and certificates. Secure your future with Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs), all with the expert guidance you need to make smart choices. Visit KEMBA's Westerville Branch today and let's build your financial future together!


Our Local Westerville Branch is Here to Serve You

No matter what your savings goals are, KEMBA’s Westerville branch has you covered. Whether it’s establishing a starter savings account for your kids, saving for retirement with an Individual Retirement Account (IRA), or accumulating a fund to pay for qualifying medical expenses with a Health Savings Account (HSA) we have a solution. Stop by KEMBA’s Westerville Branch to discuss your options and to lay the groundwork for a bright financial future.

Establish your Membership

Savings Account

In addition to creating a rainy-day fund, and saving for a brighter future, opening this account establishes your membership in our Central Ohio credit union.
  • Only $5 needed to open
  • Earn competitive interest
  • Build your balance through Direct Deposit and Payroll Deduction
Future Savings

Certificates

In life, timing can be everything. With Certificate accounts, traditionally known as a CD, you can save on your own schedule, ensuring that your extra money will be available right when you need it. With current interest rates, our Certificates provide some of the best rates across all our savings account products.
  • Savings periods range from 3 months to 7 years with a fixed interest rate
  • Higher earnings than traditional savings accounts
  • Minimum balance of just $500
competitive dividend rates

Money Market Accounts

Give your savings portfolio some added punch. Money Market accounts pay more than traditional savings accounts, while keeping your funds in easy reach. Your return (the interest earned) varies based on the account balance, so the higher the balance, the more you earn.
  • Tiered rate structure means bigger balances can earn more
  • Access funds through Digital Banking
  • Secure investment with deposits insured by NCUA
Ohio home ownership

Ohio Homebuyer Plus Savings Account

Saving for a new home in Ohio is faster and easier than ever with above-market average interest rates! Whether it’s your first home, your dream house, an upgrade to fit a growing family, or your empty nester sanctuary…we will help you make your Ohio home ownership dreams a reality.
  • High-rate savings available to existing and aspiring homebuyers
  • $100 minimum contribution
  • $100,000 maximum contribution
  • Use towards mortgage closing costs or a down payment on your home within 5 years of savings account opening
  • Deposits are safe and federally insured by NCUA
  • Potential tax advantages+
pre-taxed savings account

Health Savings Accounts (HSA)

Dealing with a serious illness or injury in the family is hard enough. The last thing you want to worry about is how to pay the bills. With a Health Savings account (HSA), you can set aside money for future medical expenses like braces, knee surgery, prescriptions, or just a regular visit to the doctor.
  • Pays for a wide range of medical, dental and vision care
  • Earns competitive interest
  • Features tax advantages (consult your tax advisor for advice)
Investment Tool

IRAs

After you leave the working world, you'll have a lot more free time. Fund your future with an Individual Retirement Account (IRA) and make sure you have all the money you need to cover living expenses and enjoy retirement in Ohio.

  • Traditional and Roth IRAs available
  • Benefit from a range of tax advantages (definitely consult your tax advisor on this one)
  • Contribute up to $6,000 annually ($7,000 if over age 50)
Youth Accounts

Youth Solutions

Savings accounts for your children are a great place for birthday cash, weekly allowances and part-time job pay. In the bigger picture, they're the first step on a lifetime financial journey and can be co-managed by a parent or guardian.
  • Savings Accounts
  • Money Market Accounts
  • Certificates
  • Elements Checking
HOLIDAY SAVINGS

Christmas Club Savings

The next holiday season starts now. By saving year-round, you'll have more money to deck the halls with everything that makes you happy.
  • Make easy deposits through payroll deduction or Direct Deposit
  • Earn competitive interest
  • Funds automatically become available on November 1st

What Your Westerville Neighbors Are Saying


An icon of five golden stars.

Banking with KEMBA for 12 Years

"I've been banking at Kemba for about 12 years. My experience has been positive and I have found all employees to be courteous and professional." -Chris P.
 
An icon of five golden stars.

Great Experience

"Super friendly and helpful staff. Great at answering our questions regarding above equity and a roth ira!" -Becky G.
 
An icon of five golden stars.

Very Attentive

"Worked with Jim Robinson on a car loan, he was very attentive and answered all my questions, called me back promptly and was very easy to work with." -Roberto E.
 

Learn More About Savings


To learn more about Savings and Deposits, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.


 










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