Certificate options to meet your unique needs


Choose your term!

  • 11 or 19 months 
  • 2.75% APY 
  • New Money Required
  • $1,000 minimum


Plus, ask us how you can EARN 3.00%APY!


Offer expires 4.30.19.



Open a Certificate today! Call us at 614.235.2395 or 800.282.6420, option 4, or

visit a KEMBA branch to get a savings option that meets your unique needs! 




APY = Annual Percentage Yield. Rates are subject to change. Earn 2.75% APY for an 11-month or 19-month Certificate, or 3.00% APY for an 11-month or 19-month Certificate with KEMBA Advantage status. Promotional Advantage rate available only to KEMBA Advantage members meeting program requirements for the full life of the Certificate. New money required (new money defined as money not on deposit with KEMBA in the past 12 months). Money currently on deposit at KEMBA is not eligible for this offer. Certificates must be funded at time of opening. $1,000 minimum deposit required to open and earn stated APY. $250,000 maximum deposit. If member has multiple accounts, member is only permitted one promotional Certificate in total. Offer not transferable. Not available with any other special offers or promotions. Early withdrawal penalties apply. Withdrawal and fees may reduce earnings. KEMBA reserves the right to change or cancel offer at any time. 11-month will automatically renew to a 12-month Certificate at maturity and 19-month Certificate will automatically renew to a 24-month Certificate at maturity, and earn stated APY at that time. Visit kemba.org for Advantage program requirements. KEMBA reserves the right to change or cancel the Advantage program at any time. KEMBA funds federally insured by NCUA. KEMBA membership required. Rates available through April 30, 2019.

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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No