Posted on February 14, 2022 Last Updated: June 12, 2025
Online or Mobile Banking Conveniences
The digitization of online banking offers several conveniences and benefits over traditional banking, including enhanced security, 24/7 access to accounts, the ability to pay bills online, and transfer funds between accounts. It also often includes facets such as budgeting tools, e-statements, notifications, and alerts for account activity. Online banking can offer you all these conveniences and services from just a few clicks away.
What is Online Banking?
Online and mobile banking are the digital services offered that allow members to access and manage their accounts, without having to leave the comfort of their home. Online banking uses a web browser, while mobile banking uses a smartphone or tablet app. Both methods offer convenient access to banking functions, such as transfers, bill payments and deposits, as well as access to general account information and transaction history.
Benefits of Online Banking
Online banking saves you the time and effort that it takes to go into the physical branch of a financial institution or place a call to them. With online banking, with just a few clicks, you can transfer money, deposit money, or even alter your account information, 24 hours a day! Increased monitoring of your account can also help you keep your eyes peeled for any fraudulent charges. Mobile and Online banking can also provide you with access to valuable account information such as tax documents and monthly statements.
What is a Mobile Wallet?
Mobile Wallet allows you to use your credit or debit card, without physically pulling them out of your wallet. With apps like Google Pay and Apple Pay, you can store your credit cards in your phone and pay for your groceries with the swipe of a finger. Lots of credit cards will also provide you with breakdowns of these touch pay services.
KEMBA offers Online and Mobile Services via Digital Banking
KEMBA Financial Credit Union provides members with all the tools and resources to access their accounts via Digital Banking. Digital banking provides online and mobile banking access and support through our KEMBA app, as well as on the website. If you would like to learn more about how KEMBA’s digital banking services can help you today, contact our local dedicated associates at 614.235.2395 and select Option 4.