Credit Cards

Featured Articles

Knowledge is power.

That's true with any topic, but it's especially the case when it comes to credit cards. At KEMBA, we make it our mission to bring you up to speed on all sorts of money matters.
Review these helpful articles to get the most out of credit cards.

6 Tips for Your First Credit Card

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Getting your hands on your very first credit card can be a thrilling experience. However, before you plan everything you want to buy, it’s important to understand how credit cards work, the types of credit cards available to you and how to avoid getting into credit card debt and establishing bad credit...

Consolidating High Interest Debt

couple looking at laptop in kitchen

Learn the basics of transferring credit card balances and saving money Not all credit cards are created equal. Terms can vary widely from card to card including annual percentage rates (APRs), annual fees, repayment conditions, and borrowing limits. Once in a while, it’s important to review the terms of your current credit cards, along with…

Credit Card Tutorial

using KEMBA credit card touchless payment

A credit card can be a valuable tool to funding purchases for personal and business use. Learn how credit cards work with our free Credit Card tutorial.

Paying Down Credit Cards

Almost everyone has fallen into credit card debt at least once in life. The very nature of credit cards makes it easy for consumers to spend now and pay later, which causes many to fall into debt incredibly fast. When you’re carrying high balance and high-interest credit card debt,…

Tips for Reducing Consumer Debt

Whether you are living within your means or have overextended yourself financially, a debt reduction plan is one way to put your income to work, pay less interest and see your balances start to shrink.

Why You Should Pay More than the Minimum Balance

If you have credit card debt and are just paying the minimums, you are probably not seeing your balance change from month to month. Learn why paying more than the minimum payments is key to paying down your balances faster.

Prepaid Cards

A pre-paid credit card can be a useful form of payment for purchases and bills paid online. Learn how pre-paid cards work and if this type of payment option is right for you.

7 Ways to Get Out of Credit Card Debt

If you are struggling with overwhelming credit card debt, there are options to help you get out of credit card debt. Learn about the 7 ways to get out of credit card debt and get your personal finances back on track.

Decoding Credit Card Rewards

Rewards credit cards are popular financial tools that consumers use to pay for expenses while earning benefits like cash back, travel points, retail credits and more. Selecting the right rewards credit card can be a bit challenging due to the amount of options.

How to Stay Financially Responsible with Credit Cards

Budgeting with a credit card can be a smart financial move, if done responsibly. These tips can help you use a credit card to manage your monthly budget effectively and get rewarded for your purchases, too.


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