Saving & Investing


Featured Articles

Knowledge is power.

That's true with any topic, but it's especially the case when it comes to saving. At KEMBA, we make it our mission to bring you up to speed on all sorts of money matters.

To get the most out of credit union services and products, review these helpful articles.

Checking Accounts

woman using laptop in open office

A checking account is a valuable everyday tool to help manage your funds. Learn how a checking account works and how having a checking account can help you manage your money.

5 Steps to Prepare for Economic Uncertainty


Recent economic events, including two recent interest rate cuts by the Federal Reserve and a shaky stock market, have raised alarm bells that the U.S. economy may be slowing down after two years of solid economic growth. While the long-term impact of a recession is typically low, the impact on personal finances can be drastic.

Considering Homeownership

Young family in Columbus, Ohio who financed their new home with KEMBA Financial Credit Union.

If you are currently renting and looking to make the move to owning a home, this information will help you prepare for this exciting step; including options for financing your home, saving for down payments, costs of home ownership and more.


How Businesses Use a Line-of-Credit

Businesses, just like consumers, have the ability to apply for and use credit. In fact, most businesses have some form of a business line of credit, whether that be a long-term loan or a business credit card.

Improving Your Home's Value

Your home is one of the biggest investments you’ll make in your lifetime. Learn how to improve the value of your home without burning through your cash reserves.

Sustainable Investing

If sustainability is important to you, looking for sustainable investment opportunities is a great way to help your money grow and support sustainable businesses at the same time.

Health Savings Account

A Health Savings Account (HSA) is a great way to save for future medical expenses. Learn what an HSA is, how to get started and what limitations or tax implications that are associated with HSAs.

Why Now Is a Great Time for Gen Z To Start Investing

Written by Alicia Otto
Currently, Gen Zers (born between 1997 and 2012) are on the cusp or in the middle of finishing their formal education and entering the workforce...

Investment Property

Are you considering an investment in real estate? Learn what you need to know going into this venture including upfront costs, ongoing costs and tax implications for owning property as an investment.

401(k) Plans

A 401k is a great way to get started on your path to planning for the future. A 401k is an employer sponsored retirement program where you can deposit tax-free funds into an account which grows over time.

5 Things You Can Do When Your Retirement Savings Just Isn’t Enough

Are you retired and worried about your retirement income? Learn some basic ways to supplement your income, reduce your living expenses and ensure that your savings will last through your retirement.
 

Individual Retirement Accounts (IRAs)

Learn what an Individual Retirement Account (IRA) is, the different types of IRA accounts, and how you can use this tax deferred tool to save for retirement.

FIRE Lifestyle

Living a FIRE (Financial Independence, Retire Early) lifestyle means maximizing your savings and planning a lifestyle that allows you to use your income for early retirement instead of just paying bills.

Certificates of Deposit

A Certificate of Deposit (CD) provides a guaranteed rate of return for you money. Learn more about CDs as an investment option, how to get started and how to grow your money over time.

Savings Accounts

Saving money for a rainy day is something that many people don’t do anymore. Learn how savings accounts work and how putting some money away each month can help you tackle the days where it sprinkles or pours.

Protect Your Investments with 3 Sound Options

By most measures, the United States economy is perking along just fine. Nevertheless, many experts are seeing signs that indicate an economic downturn could begin as soon as 2019. The signs include new cash from tax cuts which are traditionally incompatible with a strong economy; trade wars—the stock market hates tariffs which can eat into...

KEMBA Christmas Club

Be ready for the holidays with a Christmas Club Savings account from KEMBA Try as you might, putting money away for the holidays—money you promise not to spend until the Yuletide season—is a challenge for many people. KEMBA Financial Credit Union has the perfect solution: a Christmas Club Savings account. An easy way to save…

When to Collect Social Security

Social Security is something you pay into with each paycheck and when the time comes, knowing when to collect your benefit is important for your retirement strategy. Learn how and when to collect Social Security with our free tutorial.

Planning for Retirement

There are many investment options to build your retirement portfolio. Learn the different types of retirement accounts and tools with our free Retirement 101 tutorial.

Getting Started with Options

If you are serious about investing and growing your net worth, exchange-listed options may be right for you. Learn how options work with our free Getting Started with Options tutorial.

Estate Planning

Estate planning is part of a sound financial plan. The estate plan directs the assets of your estate at the time of your death and without a plan, your heirs will spend time in court sorting things out. Learn how to get started on an estate plan with our free tutorial.

529 Plans

A 529 plan gives you the tools you need to save for higher education expenses – tax free. Learn how 529 plans work with our free 529 Plans tutorial.

Preventing Overdraft Fees

Managing your checking account balance is a part-time job and bouncing your account is a headache. That is where overdraft protection can help. Learn how overdraft protection works and how you can protect your account.

Investing in Your Future

Saving for retirement can be hard but rewarding. Learn the basics of investing and growing your funds with our free Investments tutorial.












































Disclosures


Become a member

Come see why we're a better way to bank.


Open an account