Savings in Hilliard

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Explore Our Hilliard Savings Tools

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KEMBA Makes Meeting Your Savings Goals Easier Than You Think

When budgets are tight, saving money may seem like an impossible goal. But it’s not. KEMBA Financial Credit Union offers savings plans that will suit even the tightest budget. Let one of the personal bankers at our Hilliard branch work with you to set up a savings plan to meet your financial goals, whether it’s to build a solid nest egg or treat your family to a holiday vacation.
  • Opening a savings account in Hilliard is as easy as becoming a member
  • Take advantage of our Certificates and get a great annual percentage yield
  • Our HSAs pay for a wide range of medical, dental, and vision care
  • Open a Money Market account and watch your balance grow
  • Explore all of our savings tools available at our Hilliard Branch
  • Use KEMBA's Savings Rates Calculator to see the impact of creating a savings plan

  • Secure investment with deposits insured by NCUA

  • Encourage your kids to open a savings account for their allowance or earnings from part-time jobs



KEMBA Financial Credit Union Gahanna Branch

Explore Other Savings Options at KEMBA’s Hilliard Branch


KEMBA Financial Credit Union offers much more than traditional savings accounts. Grow your retirement with an IRA or CD or instill good money management practices in your kids by having them open their own savings accounts. Discuss your options with a personal banker at our Hilliard branch and start saving today! You can also manage your accounts through online banking, so you have access to your funds 24/7.


Compare Savings Accounts for All Your Financial Goals.

Our Hilliard branch offers a variety of savings options to fit your unique needs and budget. Whether you're saving for a rainy day or a special treat, we'll help you reach your financial goals. Schedule a consultation with one of our friendly personal bankers today.
Establish your Credit Union Membership

Savings Account

This is where good things get started. In addition to setting aside money for rainy days and brighter futures, opening this account establishes your membership in our Central Ohio credit union.
  • Only $5 needed to open
  • Earn competitive interest
  • Build balance through Direct Deposit and Payroll Deduction
Future Savings

Certificates

In life, timing can be everything. With Certificate accounts, traditionally known as a CD, you can save on your own schedule, ensuring that your extra money will be available right when you need it. With current interest rates, our Certificates provide some of the best rates across all our savings account products.
  • Savings periods from 3 months to 7 years with a fixed interest rate
  • Higher earnings than traditional savings accounts
  • Low minimum balance of just $500
competitive dividend rates

Money Market Accounts

Give your savings portfolio some added punch. Money Market accounts pay more than traditional savings accounts while keeping your funds in easy reach. Your return (the interest earned) varies based on the account balance, so the higher the balance, the more you earn.
  • Tiered rate structure means bigger balances can earn more
  • Access funds through Digital Banking
  • Secure investment with deposits insured by NCUA
Ohio home ownership

Ohio Homebuyer Plus Savings Account

Saving for a new home in Ohio is faster and easier than ever with above-market average interest rates! Whether it’s your first home, your dream house, an upgrade to fit a growing family, or your empty nester sanctuary…we will help you make your Ohio home ownership dreams a reality.
  • High-rate savings available to existing and aspiring homebuyers
  • $100 minimum contribution
  • $100,000 maximum contribution
  • Use towards mortgage closing costs or a down payment on your home within 5 years of savings account opening
  • Deposits are safe and federally insured by NCUA
  • Potential tax advantages+
pre-taxed savings account

Health Savings Accounts (HSA)

Dealing with a serious illness or injury in the family is hard enough. The last thing you want to worry about is how to pay the bills. With a Health Savings account (HSA), you can set aside money for future medical expenses like braces, knee surgery, prescriptions, or just a regular visit to the doctor.
  • Pays for a wide range of medical, dental and vision care
  • Earns competitive interest
  • Features tax advantages (consult your tax advisor for advice)
Investment Tool

IRAs

After you leave the working world, you'll have a lot more free time. Fund your future with an Individual Retirement Account (IRA) and make sure you have all the money you need to cover living expenses and enjoy retirement in Ohio.

  • Traditional and Roth IRAs available
  • Benefit from a range of tax advantages (definitely consult your tax advisor on this one)
  • Contribute up to $6,000 annually ($7,000 if over age 50)
Youth Accounts

Youth Solutions

Savings accounts for your children are a great place for birthday cash, weekly allowances and part-time job pay. But in the bigger picture, they're the first step on a lifetime financial journey and can be co-managed by a parent or guardian.
  • Savings Accounts
  • Money Market Accounts
  • Certificates
  • Elements Checking
HOLIDAY SAVINGS

Christmas Club Savings

The next holiday season starts now. By saving year-round, you'll have more money to deck the halls with everything that makes you happy.
  • Make easy deposits through payroll deduction or Direct Deposit
  • Earn competitive interest
  • Funds automatically become available on November 1st

What Your Hilliard Neighbors Are Saying


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30+ Years of Banking With KEMBA

"I’ve been banking with KEMBA for over 30 years now and I have loved pretty much every minute of it. Rates are great, customer service has been more helpful over the years than I can say." -Kyle E.
 
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Easy Auto Refinance

"IJoe was amazing with helping me refinance my car!" -Brandon S.
 
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Above and Beyond

"I worked with Connor after a bad car accident. He went above and beyond to help and make it as hassle free as possible. " -Tiffany D.
 

Learn More About Savings


To learn more about Savings and Deposits, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.


 










Speak With Our Experts



Our Team is
Here to Help



At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.

To learn more, call us at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.
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Use KEMBA as your primary financial institution to enjoy rate bonuses on deposits and discounts on loans. Earn more, save more!
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