Serving you since
President & CEO
Serving you since
KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall, and moved into our current Gahanna home in 2006. Today we continue to serve Kroger associates, but also employees of more than 175 additional area companies, plus anyone who lives in Franklin, Delaware, Madison, Logan, Fairfield, Licking, and Union Counties.
Currently, we have 10 branches across Central Ohio, along with complete Online and Mobile Banking services, automated telephone banking, and more than 50,000 surcharge-free ATMs and over 5,500 shared branching locations nationwide.
KEMBA recently surpassed $1 billion in assets, and are currently serving more than 86,000 members. We continually are recognized both as a statewide and nationwide leader in the Credit Union industry.
As a not-for-profit financial cooperative, our mission is to promote thrift by improving the financial well-being of our members and keeping their best financial interest in mind. Additionally, we strive to find ways to serve the underserved portion of our membership by offering low cost products and services to our diverse economic and social makeup.
At our core, we’re committed to:
1) Serving our membership and returning financial value to the cooperative
2) Member and consumer financial education
3) Upholding the democratic principles KEMBA was founded on, and the Credit Union movement
4) Recognizing the value of diversity across our staff, volunteer Board of Directors, and entire membership
5) Actively participating in the communities we serve with public service and financial support
At KEMBA, we are committed to providing our members with quality financial products and exceptional service. Whether saving for the future, financing a home, purchasing a mutual fund, or obtaining a new auto – our members count on KEMBA to meet all of their financial needs. As a member of KEMBA, you’ll enjoy our very attractive dividend rates on savings products and our competitive interest rates on loan products. Our full-line of financial products can help you reach your goals. KEMBA Financial is a not-for-profit cooperative organized solely for the purpose of offering members a balanced variety of financial services.
Unlike banks, KEMBA is owned and directed by its members. Our mission is to provide superior quality, innovative, convenient, and competitive financial services that contribute to the well being of our members and their families. We take this commitment seriously. I encourage you to take a moment to browse our website, outlining our products and services. We hope you find this site useful and that you will trust KEMBA for all your financial needs.
Gerald D. Guy
Chief Executive Officer
VP of Lending & Risk
VP of Technology