Auto Loans in Westerville

Happy man in the drivers seat of his new car.

Apply For an Auto Loan in Westerville, Ohio























Get a great rate on your next auto loan at our local Westerville Branch

KEMBA Financial Credit Union offers competitive rates on auto loans. When you’re ready to purchase a new or used vehicle, meet with a personal banker at our Westerville Branch to discuss your options. We’ll help you find the best loan terms to fit your budget, so you can secure a vehicle that meets your needs!

  • Secure financing for new and used vehicles of all types at our Westerville Branch.
  • We offer competitive refinancing for current auto loans.
  • Competitive interest rates with exclusive Advantage Program discount.
  • Enjoy flexible repayment plans.
  • Get an auto loan pre-approval so you know your budget.
  • Our online car loan application is easy.
  • Schedule easy automatic payments through Digital Banking.
  • Work with friendly, experienced lenders at our Central Ohio Westerville Branch who can explain all your options and walk you through the application process.
  • Use KEMBA's Auto Loan Calculator to estimate what you'll pay each month.

KEMBA Financial Credit Union Gahanna Branch

Get an affordable car payment in Westerville, Ohio

When you need a reliable car that won't break your budget, you can rely on our Westerville branch associates to help you find the right auto loan and terms. Whether it is your daily commute car, or a vehicle that will allow you to travel, you can confidently find the right car that fits your budget with an auto loan pre-approval from KEMBA. With flexible terms ranging from 36 to 84 months and competitive interest rates, you can finance your vehicle with a monthly payment that is budget friendly. In addition to great rates, our KEMBA branch in Westerville provides personalized service that makes financing your vehicle a hassle-free experience.

Choose an option below to get started!


Digital Banking users

Open KEMBA's Mobile App or log in to Digital Banking and select "Apply for a loan" on the menu or ☰.

Not a member or Digital Banking user?

Take a Closer Look

KEMBA offers a variety of auto loan and car loan refinancing options to save you money.
NEW CAR

New Auto Loans

  • New car financing for up to 84 months
  • Get pre-approved before you shop
  • No payments for 90 days
USED car

Used Auto Loans

  • Used car loans for up to 84 months
  • Get pre-approved before you shop
  • No payments for 90 days
Refi

Auto Loan Refinancing

  • Competitive interest rates
  • Repayment terms up to 84 months
  • Pay off your car faster or lower your monthly payment
RV, ATV, boat or motorcycle

New and Used RV, ATV, Boat, or Motorcycle Loans

  • Get pre-approved before you shop for new purchases
  • Refinance to pay off your recreational vehicle quicker, or lower your payment with a fixed rate
  • No payments for 90 days
36-month term

36-month Auto Loan

  • Faster route to getting the full title to your vehicle
  • Easy online application
  • Competitive rates
48-month term

48-month Auto Loan

  • Easy online application
  • Competitive rates
60-month term

60-month Auto Loan

  • Easy online application
  • Competitive rates
84-month term

84-month Auto Loan

  • Easy online application
  • Competitive rates

Applying for auto loans is easy at KEMBA’s Westerville Branch

When you’re ready to buy a new or used vehicle, visit our Westerville Branch to learn more about our competitive auto loans. We offer flexible terms ranging from 36-48 months, to fit any budget. You can start the application process online and once you’re approved, you can also make your monthly payments electronically. KEMBA prides itself on offering professional, personalized service, making the entire application process stress-free.

What Your Westerville Neighbors Are Saying


An icon of five golden stars.

Banking with KEMBA for 12 Years

"I've been banking at Kemba for about 12 years. My experience has been positive and I have found all employees to be courteous and professional." -Chris P.
 
An icon of five golden stars.

Great Experience

"Super friendly and helpful staff. Great at answering our questions regarding above equity and a roth ira!" -Becky G..
 
An icon of five golden stars.

Very Attentive

"Worked with Jim Robinson on a car loan, he was very attentive and answered all my questions, called me back promptly and was very easy to work with." -Roberto E.
 

Learn More About Auto Loans


To learn more about Auto Loans, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.


 










Speak With Our Experts

Auto Loan Application

Our Team is
Here to Help



At KEMBA Financial Credit Union, we provide trusted personal banking services in Central Ohio, as well as a full suite of personal banking products and services tailored to meet the financial needs of individuals and families. Our offerings include: low-rate credit cards with rewards, competitive-rate mortgages, home equity loans and refinancing options, low-interest auto loans in Central Ohio, personal and student loans, and financial wellness blogs and counseling services.

Discover why more Central Ohioans are searching for "best credit union near me" and choosing KEMBA.

To learn more, call us today at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.

Disclosures
*Important information about your loan application:
A KEMBA membership is required before you can receive a loan. While you can complete and submit the online loan application prior to membership, we require that you join the Credit Union before your loan is funded. Find out if you’re eligible for membership.

Online loan applicants must be at least 18 years old and U.S. Citizens. When you submit an online loan application you are authorizing KEMBA Financial Credit Union to obtain your consumer credit reports from national credit reporting agencies, and contact you via telephone, email, or mail in regards to your application. It is also important to note that information obtained by KEMBA from your loan application may be kept and maintained by the Credit Union for an indefinite period of time, and may be shared with business affiliates of the Credit Union for any lawful purpose. KEMBA is an equal opportunity lender.
 
USA Patriot Act
Customer Identification Program Notification: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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Personal Loans

Empower your dreams and take control of your finances.

Whether its securing cash to maintain living expenses or preparing for a large purchase or life event, this could be the solution you need.

Personal loans of up to $50,000 are available with five-year terms!
Become a member

Come see why we're a better way to bank.


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