*0.67% is the average national rate reported by the FDIC as of 3.18.2024.
**Subject to transaction limits.
APY = Annual Percentage Yield.
Money Market Special: Dividend rates are subject to change after account opening. This Money Market Account Promotional rate of 4.75% APY for Advantage members, and 4.25% APY for non-Advantage members, is available for new KEMBA Consumer and Business Money Market Accounts. Minimum balance to open is $5,000 and maximum balance for this promotional Money Market rate is $1,000,000. Tiered rates apply for this account and will be determined based on the daily balance maintained. The first tier of $0.01 to $1,000,000 balance will earn a 4.75% APY for Advantage members, and 4.25% APY for non-Advantage members. The APY earned for the second tier, deposits in excess of $1,000,000, will depend on Advantage status and range from2.50% APY to 3.00% APY. For example, if you deposit $1,000,000.01 in this Money Market Account, you will earn 3.00% APY as an Advantage member, or 2.50% APY as a non-Advantage member on any amount over $1,000,000. Offer valid on new money only (new money defined as money not on deposit with KEMBA in the past 12 months and/or has only been deposited within the prior 5 business days. Offer also valid for promotional Certificates maturing in April or May 2024. Money currently on deposit at KEMBA is not eligible for this offer for the entire time the promotional rate is in effect (9.30.2024). Limit one Money Market Account offer per Primary member and Business member. Not available with any other special offers or promotions. Withdrawals and fees may reduce earnings. The special rate accurate as of 4.1.2024 and will be available through 9.30.2024. For example, a Money Market Account opened 4.11.2024 would earn the special rate through 9.30.2024. The rate for this promotional Money Market Account will revert back to the prevailing Money Market Account rates and tiers on 10.1.2024. On or after that date, you may visit our rates page to find out the APY that will apply to your Money Market Account. KEMBA reserves the right to change or cancel this offer at any time. KEMBA membership required. Offer ends May 31, 2024.
KEMBA Advantage: To earn KEMBA Advantage member status, the following requirements must be met each month: (1) Have an active checking account and make at least 15 qualifying transactions, which include any combination of the following: cleared checks, Debit Card transactions, bill payments, electronic loan transfers made from your KEMBA checking account, automatic deposits or withdrawals, and Remote Deposits; (2) Have Direct Deposit of your entire payroll, Social Security, or pension check (minimum of $1,000/month); (3) Receive Documents. If you meet the qualifications during a given calendar month, you will enjoy KEMBA Advantage benefits the next month. Members with a KEMBA business relationship can enjoy Advantage benefits for both your personal and business accounts when you meet the following requirements: (1) Make monthly deposits of at least $2,000 into your business checking or personal checking account; (2) Have at least 15 qualifying checking transactions into your business checking or personal checking, which include any of the following: cleared checks, Debit Card transactions, bill payments, electronic loan transfers made from your KEMBA checking account, automatic deposits or withdrawals, and Remote Deposits; (3) Receive Documents. Loan rate discount and Certificate rate bonuses available only to KEMBA Advantage members meeting program requirements for the full life of the loan or Certificate; otherwise the rate will be adjusted. Actual rate bonuses and discounts will vary and are subject to change. Free box of checks is limited to standard Regal check design. KEMBA reserves the right to change or cancel this program at any time.
