Visa Platinum Rewards Credit Card Offer

A woman relaxes outdoors while shopping online, enjoying the benefits of her Visa Platinum Rewards Credit Card.
Limited-Time Offer:

Open a new Visa to pay balances off faster and earn double cash back rewards

Open a new Visa to pay off balances faster and earn double cash back rewards!

Secure this limited-time, balance transfer and double cash back offer, plus enjoy super low everyday low rates, so you can pay down debt faster and discover perks and benefits!

KEMBA Financial Credit Union Member Owner Visa Platinum Rewards Credit Card
  • 2% cash back on purchases made in the first 90 days the credit card is open, then 1% thereafter
  • 0.00% credit card intro APR for 12 months on balance transfers made in the first 90 days
  • Extraordinarily low everyday rate on purchases: the national average credit card interest rate is 22.93% APR, compared to our highest rate of 19.24% APR+
  • Cash back rewards deposited annually into a high yield rewards savings account where you can earn up to 5.00% APY to build your savings
  • No annual fee
  • Unlock exclusive perks like 24/7 support, ID theft protection, roadside assistance, and more
  • Safeguard your money with account alerts
If you have any questions about your credit card application, please call us at 614.235.2395 option 2, or email , and we’d be happy to help you through the process.

Choose an option below to get started!

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Open KEMBA's Mobile App or log in to Digital Banking and select "Apply for a loan" on the menu or ☰.

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option 2

*APR: Annual Percentage Rate.
**0.00% APR Offer: The 0.00% introductory APR on balance transfers is valid for one year from the time a Visa Platinum Rewards is opened for balance transfers made within the first 90 days the card is open. The 0.00% introductory APR is not valid on purchases. A balance transfer fee of $5.00 or 3.0% of the total transferred balance, whichever is greater, applies at time of transfer with 12-month introductory rate. Not valid on existing cards. Valid on new money transfers only, cannot transfer funds from existing KEMBA credit card(s) or loans. Offer not valid for current KEMBA credit card holders. When the promotional period ends, transferred balances remaining will revert to the prevailing APR based on your creditworthiness as disclosed at time of application (ranging from 13.24% APR-19.24% APR). For example, open your card on 7.12.24, and pay 0.00% APR on balance transfers made within the first 90 days the card is open through 7.11.25; all balances as of 7.12.25 will revert to prevailing APR (ranging from 13.24% APR-19.24% APR). The Prime Rate used to determine your APRs for purchases, balance transfers, and cash advances is the Prime Rate published in the Wall Street Journal on the twentieth (20th) calendar day of the previous calendar month. Refer to original Credit Card terms and conditions for prevailing rate for balance transfers that will be in affect at end of intro period (ranging from 13.24% APR-19.24% APR). Promotional rate valid on Visa Platinum Rewards Card. Offer not valid for current KEMBA credit card holders. Eligibility and offered rate may vary based on creditworthiness. Minimum credit score of 635. Offer ends 10.31.2024.
2% Cash Back Offer: Earn 2% cash back rewards on purchases made in the first 90 days for Visa Platinum Rewards. Intro rate balance transfers not eligible for cash back rewards. Cash back rewards paid only on balance transfers made in the first 90 days when prevailing rate is charged. Balance transfers are not eligible for cash back after the first 90 days card is open. Visa Platinum Rewards cash back rewards paid once per year in February into Rewards Savings account. Offer expires 10.31.2024.

Standard Visa Platinum Rewards Cash Back: 1% cash back rewards paid once per year in February into Rewards Savings account. Intro rate balance transfers not eligible for cash back. You will receive 1 point for every $1 you spend with your credit card. Cash back points awarded for balance transfers made within the first ninety (90) days your Platinum Rewards account is open only when the prevailing rate is charged. 100 points = $1 cash back. Account must be in good standing at time of payout to receive rewards. Minimum to receive Annual Payout is 2,500 points. APY: Annual Percentage Yield. Rewards Savings account rate of 5.00% APY for KEMBA Advantage members and 1.00% APY for non-Advantage members current as of 7.1.2024, and subject to change at any time. Visit our Advantage page at for Advantage Program details.

KEMBA membership, with $5 primary savings deposit, required. Federally insured by the NCUA. Equal opportunity lender.
+National average credit card rate for new offers as taken from WalletHub as of 6.10.2024.
Important information about your loan application:
A KEMBA membership is required before you can receive a loan. While you can complete and submit the online loan application prior to membership, we require that you join the Credit Union before your loan is funded. Click here to find out if you’re eligible for membership.

Online loan applicants must be at least 18 years old and U.S. Citizens. When you submit an online loan application you are authorizing KEMBA Financial Credit Union to obtain your consumer credit reports from national credit reporting agencies, and contact you via telephone, email, or mail in regards to your application. It is also important to note that information obtained by KEMBA from your loan application may be kept and maintained by the Credit Union for an indefinite period of time, and may be shared with business affiliates of the Credit Union for any lawful purpose.

Customer Identification Program Notification: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
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