A better credit card, at your service
Maybe you're new to KEMBA Financial Credit Union. Maybe you're just starting to build your credit. Maybe both. When it comes to a credit card, you deserve more than just a convenient tool for shopping. That's what KEMBA delivers. Our Platinum Rewards Visa® is an ideal card for new accountholders because its low rate helps you save money on interest while you steadily build your credit score with responsible debt management and on-time payments. Even more, this card lets you earn cash back on purchases, without charging an annual fee, making it an all-around good selection for a new credit card holder.
- Everyday low rates based on your creditworthiness¹
- Low rates = monthly cash savings
- Always earn 1% cash back on purchases and on balance transfers in the first 90 days²
- Cash back rewards are deposited each February into a special Rewards Savings account that earns 5.00%
- APY for Advantage members and 1.00% APY for non-Advantage members³
- Periodic automatic credit limit increases, and by request
- Simple integration with your digital wallet
- Safeguard your money with account alerts, fraud protection and additional core benefits
- Access money management tools to help you manage your credit card debt and understand how to build your credit
- Compare KEMBA's rates to national credit card providers
- View a copy of KEMBA’s Credit Card Agreement
|Variable Rate Card¹
||APR as Low as
|Visa Platinum Rewards||$500||13.24%|
Rates subject to change without notice.
APR=Annual Percentage Rate
Rates based on the Prime Rate as reported in the Wall Street Journal on the 20th day of the previous month.
To view a copy of KEMBA’s Platinum Rewards Credit Card Agreement, click here.