Undergrad Private Student Loan

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We're Proud to Provide Dollars for Central Ohio Scholars

Mid-term exams, late-night cramming, in-depth research. There's nothing easy about earning an undergraduate degree. And it can be just as challenging to cover tuition costs. At KEMBA Financial Credit Union, we offer affordable student loans and other resources that can help you afford your first-choice college.

Financial Aid & Scholarships

Student loans are a big responsibility. Before you consider a private loan, search for scholarships and grants, and complete the Free Application for Federal Student Aid (FAFSA) form.

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Private Student Loan Details

Once you earn your degree, you'll want to focus on your career without worrying about loan payments. Our education loans are as friendly as your favorite professor, with low interest rates, multiple repayment options and other advantages.
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  • The unique line-of-credit structure allows you to borrow throughout your college career versus re-applying year after year
  • Funds for eligible universities
  • Education loans can cover a wide range of expenses - tuition, fees, room and board, books, technology and lab materials
  • Low interest rates
  • Zero origination or payoff fees
  • Flexible repayment options
  • 24/7 online application
  • Co-borrower release option
  • By refinancing your student loans, you may be able to cut your monthly payments
  • Credit union membership is required to borrow
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Financial Aid & Scholarships

We get a kick out of helping ambitious young people attend college. But KEMBA probably shouldn't be your only financial aid stop.
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Financial Aid Resources

College classwork demands that you dig for information. To learn all the ins-and-outs of financial aid requires similar skills. Here are some places to start.
Learn healthy financial habits on the KEMBA Financial Credit Union Central Ohio education center.


  • StudentAid.Gov consolidates your federal student loan data in one place.
  • Watch this video to learn the Seven Easy Steps to the FAFSA: Student's
  • Guide to the Free Application for Federal Student Aid.
  • Access award-winning financial education, including timely webinars and guides, to improve your knowledge and habits, from our partners at Credit Union Student Choice and iGrad.
Contact Us

Contact our student loan expert.

If you need assistance or more information, please take a moment to fill out this form and we'll be in touch with you soon.

















Student Loan Application

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At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.

To learn more, call us at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.
Disclosures
*Important information about your loan application:
A KEMBA membership is required before you can receive a loan. While you can complete and submit the online loan application prior to membership, we require that you join the Credit Union before your loan is funded. Find out if you’re eligible for membership.

Online loan applicants must be at least 18 years old and U.S. Citizens. When you submit an online loan application you are authorizing KEMBA Financial Credit Union to obtain your consumer credit reports from national credit reporting agencies, and contact you via telephone, email, or mail in regards to your application. It is also important to note that information obtained by KEMBA from your loan application may be kept and maintained by the Credit Union for an indefinite period of time, and may be shared with business affiliates of the Credit Union for any lawful purpose. KEMBA is an equal opportunity lender.

USA PATRIOT Act
Customer Identification Program Notification: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
Become a member

Come see why we're a better way to bank.


Open an account