A better way to finance your vehicle.

Auto loans and car loan refinancing to save you money

Get pre-approved for an auto loan before you shop for a new or pre-owned car and put yourself in a better position to negotiate at the dealership rather than haggling over payments and interest rates.

With auto loan refinancing, you can get a better rate than what you’re currently paying to lower your monthly payment and help you pay your car off faster, or you can use the equity in your car to consolidate higher-rate debts. It’s quick and easy!

Plus, enjoy no payments for 90 days! Learn more and apply today.

New & Pre-Owned Car Financing

Finance your next car directly with KEMBA for a low rate and the personal service you deserve! It’s quick and easy to get started.

  • Get pre-approved before you shop
  • Financing is also available directly at your dealership
  • No payments for 90 days
  • Motorcycle loans available

Apply Now*

View Current Rates

Car Loan Refinancing

Switch your high-rate auto loan to KEMBA. Ask us how much you can save over the life of your loan! It’s quick and easy to get started.

  • Pay off your car more quickly
  • Lower your monthly payment
  • Get cash equity out
  • No payments for 90 days

Apply Now*

View Current Rates

New & Pre-Owned RV, ATV, Boat, or Motorcycle Purchases or Refinancing

Finance your next recreational vehicle or switch your current high-rate loan to KEMBA from another lender! Get the low rate and the personal service you deserve! It’s quick and easy to get started.

  • Get pre-approved before you shop for new purchases
  • Refinance to pay off your recreational vehicle more quickly, lower your payment, or get cash equity out
  • No payments for 90 days

Apply Now*

View Current Rates

Learn More About KEMBA Auto Loans

  • To learn more about a KEMBA auto loan or refinance, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.
  • (Check all that apply)
  • Click to Review Our Privacy Policy
  • This field is for validation purposes and should be left unchanged.

Become a Member Today!

At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial literacy and counseling services.

It’s easy! To learn more, call us at 614.235.2395, option 4, or visit one of our ten local branches in PickeringtonGahannaBellefontaineClintonvilleGrove City, HilliardPowellReynoldsburgWesterville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.

*Important information about your loan application:
A KEMBA membership is required before you can receive a loan. While you can complete and submit the online loan application prior to membership, we require that you join the Credit Union before your loan is funded. Click here to find out if you’re eligible for membership.

Online loan applicants must be at least 18 years old and U.S. Citizens. When you submit an online loan application you are authorizing KEMBA Financial Credit Union to obtain your consumer credit reports from national credit reporting agencies, and contact you via telephone, email, or mail in regards to your application. It is also important to note that information obtained by KEMBA from your loan application may be kept and maintained by the Credit Union for an indefinite period of time, and may be shared with business affiliates of the Credit Union for any lawful purpose. KEMBA is an equal opportunity lender. KEMBA membership is required.

USA Patriot Act
Customer Identification Program Notification: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Calculate Your Auto Loan Payment

Need current rates? View KEMBA’s low interest rates to get started.

Compare checking accounts

Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No