A better way to finance your vehicle.

New & Pre-Owned Car Financing

Finance your next car directly with KEMBA for a low rate and the personal service you deserve! It’s quick and easy to get started.


  • Get pre-approved before you shop
  • Financing is also available directly at your dealership
  • No payments for 90 days
  • Motorcycle loans available


Apply Now*

View Current Rates

Car Loan Refinancing

Switch your high-rate auto loan to KEMBA. Ask us how much you can save over the life of your loan! It’s quick and easy to get started.


  • Pay off your car more quickly
  • Lower your monthly payment
  • Get cash equity out
  • No payments for 90 days


Apply Now*

View Current Rates

At KEMBA Financial Credit Union, we offer several different auto loan options for Central Ohio residents. New members can conveniently apply for auto loans online, and accounts can be easily managed with online and mobile banking, making it “A better way to bank.” You can also stop by one of our locations in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hilliard, Powell, Reynoldsburg, Westerville or Whitehall for personal service to compare checking accounts with one of our associates.


If you have questions about auto loans or auto refinancing, rates, or our auto loan application, please contact a member service representative at 800.282.6420, option 2.



*Important information about your loan application:
A KEMBA membership is required before you can receive a loan. While you can complete and submit the online loan application prior to membership, we require that you join the Credit Union before your loan is funded. Click here to find out if you’re eligible for membership.


Online loan applicants must be at least 18 years old and U.S. Citizens. When you submit an online loan application you are authorizing KEMBA Financial Credit Union to obtain your consumer credit reports from national credit reporting agencies, and contact you via telephone, email, or mail in regards to your application. It is also important to note that information obtained by KEMBA from your loan application may be kept and maintained by the Credit Union for an indefinite period of time, and may be shared with business affiliates of the Credit Union for any lawful purpose. KEMBA is an equal opportunity lender. KEMBA membership is required.


USA Patriot Act
Customer Identification Program Notification: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


Compare checking accounts

Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No