Vehicle Loans

Refinance your vehicle!

Get cash out of the equity in your car!

Ask us how!

Rates as low as 3.49% (3.82%APR*)

  • Free up monthly cash flow
  • Pay off other high-interest debts
  • Enjoy no payments for 90 days


There can be many situations where you may need extra cash. Whether you need cash to make a large purchase, are in need of emergency funds, or are looking for a way to pay off high-interest debts, refinancing your vehicle may be an option for you. By taking into account factors like the age of the vehicle and how much you still owe, we can help you determine the equity in your car and the best way for you to utilize it to improve your financial position. Contact us to see if refinancing is the right option for you.


For more information about auto loans and auto loan refinancing, please contact a member service representative at 800.282.6420, option 2.

*Rates valid as of October 22, 2019 based on a 48-month term, $20,000 loan, and $124 document preparation fee. APR = Annual Percentage Rate. Loans subject to credit qualifications and approval. APR will vary based on credit score, loan-to-value, age of vehicle, KEMBA Advantage status, payment method, and document preparation fee. Interest will accrue during deferral period and will increase the total amount to repay the loan. For Advantage qualifications, call 614.235.2395 or 800.282.6420, option 4. KEMBA membership required. Visit for details.

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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No