Planning to Pay for a Wedding
Creating a budget is the cornerstone of wedding planning. Prioritize your expenses and keep a detailed track to ensure that you're spending within your means. Communication with your vendors is key to avoiding any unexpected costs. For larger expenses that may exceed your savings, a personal loan could provide a manageable way to finance your wedding. Additionally, consider boosting your short-term savings with Certificates and Money Market Accounts to earn higher interest in the lead-up to your big day.
Joint Accounts
Merging lives often means merging finances. Planning for the future means communicating goals for the future and working together to make your goals a reality. Opening a joint checking account can simplify your day-to-day money management, from budgeting to building an emergency fund. Consider starting a savings plan with a Certificate account or Money Market +Account for better growth potential.
A Fresh Start to Homebuying
As you embark on this new chapter, you might consider buying or selling real estate, KEMBA's Home Advantage Program can provide valuable assistance with resources to help you buy or sell a home and rewards for using the program. If you are looking to purchase a home, the Ohio Homebuyer Plus Program offers additional support to help you save for a down payment, offering higher than market yields to help you grow your savings balance faster.
If you're already a homeowner, refinancing your mortgage can adjust your monthly budget and free up funds for other goals. Managing debt, including via credit card balance transfers, can streamline your finances, as can consolidating and refinancing any outstanding student loans.
KEMBA Can Help You Plan
Wedding planning? We can help you say "I do" to smart money moves! KEMBA Financial Credit Union is here to provide personalized finance solutions that cater to your unique needs. We offer personalized advice to fit your unique needs, so you can focus on happily ever after, not on dollar signs. Plus, through our partnership with GreenPath Financial Wellness, you can access the resources you need to build a bright financial future together.
If you're looking for in-person advice or wish to discuss your options with our team, we invite you to visit a KEMBA branch near you. You can also contact our dedicated member service team at 614.235.2395 and select Option 4 to get started.