Visa Signature® Promotion

Get $250 when you spend $500 with a new KEMBA Visa Signature®

Spend $500 in the first 30 days your Visa Signature is open and receive $250 cash back!^

• Rates starting at just 15.24% APR*

  • $250 cash back when you spend $500 in the first 30 days
  • Unlimited 1.5% cash back per $1 spent on purchases**
  • 1.5% cash back on balance transfers made in the first 90 days
  • Take advantage of exclusive Visa Signature® Benefits & Perks
  • No annual fee
  • Tap to pay convenience for an easy and secure check out
If you have any questions about your credit card application, please call us at 614.235.2395 option 2, or email , and we’d be happy to help you through the process.

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Open KEMBA's Mobile App or log in to Digital Banking and select "Apply for a loan" on the menu or ☰.

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^To qualify to earn $250 cash back bonus, you must make aggregate purchases greater than or equal to $500 in the first 30 days card is open. Balance transfers do not apply toward the $500 spend. The cash back bonus will be deposited into the Primary Savings account of the Primary Member’s account by the end of the next month following qualification. For example, open your card on 11.26.23 and make $500-plus in purchases on 12.7.23. The cashback would be deposited by 1.31.24. KEMBA membership, with $5 primary savings deposit, required.
*APR=Annual Percentage Rate. Rates valid as of 11.723. The prevailing APR based on your creditworthiness as disclosed at time of application (ranging from 15.24% APR to 21.24% APR). The Prime Rate used to determine your APRs for purchases, balance transfers, and cash advances is the Prime Rate published in the Wall Street Journal on the twentieth (20th) calendar day of the previous calendar month. Offer not valid for current KEMBA credit card holders. KEMBA reserves the right to offer an alternative credit card product. Eligibility and offered rate may vary based on creditworthiness. Minimum credit score of 675. Offer ends 12.31.23.
**1.5% cash back rewards paid monthly at the end of each billing cycle. You will receive 1.5 points for every $1 you spend with your credit card. 100 points = $1.50 cash back. Account must be in good standing at time of payout. Rewards will be deposited into cardholder’s Primary Savings Account on the first of each month based on transactions the previous month. KEMBA will debit for returns and disputes when applicable. Cash back rewards applied on balance transfers in the first 90 days only.
Important information about your loan application:
A KEMBA membership is required before you can receive a loan. While you can complete and submit the online loan application prior to membership, we require that you join the Credit Union before your loan is funded. Click here to find out if you’re eligible for membership.

Online loan applicants must be at least 18 years old and U.S. Citizens. When you submit an online loan application you are authorizing KEMBA Financial Credit Union to obtain your consumer credit reports from national credit reporting agencies, and contact you via telephone, email, or mail in regards to your application. It is also important to note that information obtained by KEMBA from your loan application may be kept and maintained by the Credit Union for an indefinite period of time, and may be shared with business affiliates of the Credit Union for any lawful purpose.

USA Patriot Act
Customer Identification Program Notification: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
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KEMBA offers low-rate student loans to fill the gaps between a federal loan and tuition, graduate student loans, and refinancing for both private and federal student loans
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