Mortgages in Gahanna

young couple moving into a new home
Find the Right Mortgage Solution in Gahanna

Find The Perfect Home Loan in Gahanna, Ohio

At KEMBA Financial Credit Union, we're your local Gahanna partner for all things home financing. Our friendly and knowledgeable team is here to explain your mortgage and home equity loan options, whether you're buying your first home, refinancing your current home, or looking to add value to your home with a renovation project. We'll work with you to find the perfect home loan that fits your budget and long-term goals.

  • Competitive mortgage rates in Gahanna
  • Fixed-rate and adjustable-rate home loans
  • Choice of multiple repayment periods
  • Save for your next home with an Ohio Homebuyer Plus Savings Account
  • Access to government-backed programs, including FHA & VA mortgage loans 
  • Friendly, knowledgeable mortgage lending team in Gahanna
  • Use KEMBA's Home Loan Calculator to estimate what you'll pay each month
  • Update your Gahanna home with a home equity loan

Mortgage Rates

Take a Closer Look

KEMBA Financial Credit Union offers both traditional, adjustable rate mortgages as well as home equity loan options to meet your home financing needs in Gahanna.

Traditional Mortgages & Refinances

There's a reason why fixed-rate mortgages have been popular for generations. Stable monthly payments make for easier long-term financial planning.
  • Choose loans of 10, 12, 15, 20 or 30 years
  • Get pre-approved before house-hunting
  • Save money through refinancing

Adjustable Rate

Adjustable Rate Mortgages

Buying a house is expensive. But you can reduce your upfront costs with a loan that offers a lower rate for the first few years.
  • Choose lower rates for 3, 5 or 7 years
  • After that, rates are adjusted periodically
  • Loan caps limit overall rate increases

Exclusive Home Savings

Ohio Homebuyer Plus Savings

Saving for a new home is faster and easier than ever with above-market average interest rates! Whether it’s your first home, your dream digs, an upgrade to fit a growing family, or your empty nester sanctuary…we will help you make your home ownership dreams a reality.
  • High-rate savings available to existing and aspiring homebuyers
  • Minimum contribution $100
  • Use towards closing costs or a down payment within 5 years
Your first home

First-Time Homebuyer Guide

Working with KEMBA to finance your first home comes with many advantages that save you time and money. We'll help you understand the process so you can proceed confidently.
  • Know what to expect and what you'll need
  • Choose from various home loan options
  • Find a mortgage that fits your budget and lifestyle
special military benefit

VA Loans

A grateful nation salutes your service as a veteran. In appreciation, you have access to special mortgages that come with a number of financial benefits.
  • Lower rates
  • No down payments
  • No private mortgage insurance

simplify your process


Using the HomeAdvantage Home Buying Center is easy and straightforward. Simply use any agent in the HomeAdvantage network to buy or sell your home.
  • Earn Cash Rewards equal to 20%* of the agent’s commission.
  • The program is completely free to use.

Home Equity Products

Home Equity Loans

Receive all your money upfront, use it as you see fit, or open a line of credit to use as you need it. 
  • Competitive Rates
  • Easy online application
  • Funds can be used for almost any purchase
government-backed loan

FHA Mortgage Loans

Saving up for a down payment can seem like an impossible mountain to climb. This popular federal loan program levels the playing field.
  • Down payments as low as 3.5%
  • More flexible credit standards
  • Gifts acceptable to help with upfront costs

Gahanna Mortgage & Home Equity Loans

Choosing the right local mortgage lender can make a world of difference in your home financing journey. Our Gahanna mortgage specialists are local and offer personalized service and competitive rates tailored to your unique needs. We'll walk you through every step of the home financing process, explain different loan options, and guide you towards the perfect fit for your budget and long-term goals. Don't settle for a one-size-fits-all approach. Let KEMBA Financial Credit Union be your trusted partner in achieving Gahanna homeownership! This is your future, and we're here to help you finance it with confidence.

What Your Gahanna Neighbors Are Saying

My Favorite Branch

"I hate going to the bank but they always explain things thoroughly. By far, the Gahanna branch is my absolute favorite branch, so friendly." -Maddie V.

Love This Branch

"Love this branch, all tellers have always been so kind to me and my children!" -Christina F.

Very Nice Staff

"A+ credit union with very nice staff." -Jack H.

Learn More About Home Loan Products

To learn more about Mortgages and Home Equity, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.


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Mortgage Application


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