KEMBA Visa Signature® Credit Card

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An exclusive card for your lifestyle!

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Get a Visa Signature® credit card to enjoy more cash back, more perks, and more benefits!


Cash back, premium benefits and exclusive features

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Get 1.5% cash back rewards per $1 spent1
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No annual fee
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Access Visa Credit Card Perks & Discounts**
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Take advantage of Visa Signature® Privileges

Earn rich and flexible cash back rewards

KEMBA Financial Credit Union’s Visa Signature® card is for you if you like to score cash rewards to use whenever and wherever you want. No annual fees, competitive rates, and so many core benefits to enjoy. Put this credit card at the top of your wallet.
  • Earn 1.5% cash back on every day purchases
  • Receive 1.5% cash back on balance transfers in the first 90 days - transfer now
  • Cash back rewards deposited monthly for quick access
  • Everyday rates start at 15.24%APR 2
  • Safeguard your money with account alerts and fraud protection
  • Integrate into your digital wallet for convenience
  • Enjoy tap-to-pay contactless payments
  • Get a credit card instantly issued at any Ohio branch for same-day use


  • 24/7 Support
    • Questions about your credit card or need to report your card as lost, stolen, damaged, or compromised? Please call 614.235.2395 or 800.282.6420, Option 3.
  • Text/Email Alerts
    • When you activate your card, you are automatically enrolled to receive alerts on any suspicious transactions. Please verify we have your most current mobile number and email. Or, establish custom alerts.
  • Zero Liability Protection
    • You’re never held liable if your card is compromised by fraud, you only pay for legitimate purchases.

Additional Benefits & Exclusive Perks

As a Visa Signature® Cardholder, you can take advantage of these additional benefits and so many more:
  • Travel benefits, like access to Visa Signature® luxury hotel collection, hotel theft protection, lost luggage reimbursement, trip delay or cancellation protection, PriorityPass™ access, and more
  • Complimentary access to the Visa Signature® 24/7 Concierge to book travel, dinner reservations, event tickets, and more
  • ID Navigator Powered by NortonLifeLock™ to guard against identity theft
  • Rely on emergency roadside assistance
  • Visa Signature® Rental Car Benefits for savings, upgrades, and more
  • Auto Rental Collision Damage Waiver, to protect you from liabilities associated with car rental
  • Select privileges with partner companies
  • And more!
+ Click here for details on the benefits, perks, privileges, and offers available with your Visa Signature® Card.

Choose an option below to get started!

Digital Banking users

Open KEMBA's Mobile App or log in to Digital Banking and select "Apply for a loan" on the menu or ☰.

Not a member or Digital Banking user?

Take a Closer Look

Dig deeper and you'll find more reasons why this credit card should become your go-to.


Credit Card Automated Alerts FAQ

  • Learn more about automatic card and Digital Banking alerts.

Balance Transfer

Credit Card Balance Transfer Request

  • Transfer your balances to pay them off faster! It’s quick, easy, and secure!

Card Updater Tool

Select your favorite merchants and instantly establish your new card as your primary payment method everywhere you shop or pay!

Exclusive Visa Signature® Benefits

Learn More About KEMBA's Credit Cards

To learn more about KEMBA's Credit Cards, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.

Our Team is
Here to Help

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Apply for a Credit Card

Speak With Our Experts

Do you see a suspicious charge on your credit or debit card?

**Benefits as disclosed are applicable to purchases made with Visa Signature® card only. +For full details on Visa Perks & Discounts click here, and here for full benefit disclosures.
1 1.5% cash back rewards paid monthly at the end of each billing cycle. You will receive 1.5 points for every $1 you spend with your credit card. Cash back rewards applied on balance transfers in the first 90 days only, not valid during balance transfer promotions. 100 points = $1.50 cash back. Account must be in good standing at time of payout. Rewards will be deposited into cardholder’s Primary Savings Account on the first of each month based on transactions the previous month. KEMBA will debit for returns and disputes when applicable.
2 APR = Annual Percentage Rate. APR is based on your creditworthiness as disclosed at time of application (ranging from 15.24% APR to 21.24% APR). The Prime Rate used to determine your APRs for purchases, balance transfers, and cash advances is the Prime Rate published in the Wall Street Journal on the twentieth (20th) calendar day of the previous calendar month. KEMBA reserves the right to offer an alternative credit card product. Benefits accurate as of 11.1.2023. Rates, terms, and conditions are subject to change without notice. KEMBA membership required. Eligibility and offered rate may vary based on creditworthiness.
Important information about your loan application:
A KEMBA membership is required before you can receive a loan. While you can complete and submit the online loan application prior to membership, we require that you join the Credit Union before your loan is funded. Click here to find out if you’re eligible for membership.

Online loan applicants must be at least 18 years old and U.S. Citizens. When you submit an online loan application you are authorizing KEMBA Financial Credit Union to obtain your consumer credit reports from national credit reporting agencies, and contact you via telephone, email, or mail in regards to your application. It is also important to note that information obtained by KEMBA from your loan application may be kept and maintained by the Credit Union for an indefinite period of time, and may be shared with business affiliates of the Credit Union for any lawful purpose. KEMBA is an equal opportunity lender.

Customer Identification Program Notification: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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