Mortgages in Powell, Ohio

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Find the Right Mortgage Solution in Powell

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Welcome to your new home in Powell

Are you looking for a new home in the Powell area? KEMBA Financial Credit Union’s Powell branch can help. We’re familiar with the local Ohio community and offer competitive mortgage rates to help you establish your new home. We offer mortgages, refinancing, and adjustable mortgage rates, as well as other resources to support you in your homeowner aspirations. Stop by our Powell branch and meet with one of our experienced mortgage lenders who will help you get the most house for your money.
  • Competitive mortgage rates in Powell
  • Our Powell branch can offer you fixed-rate and adjustable-rate home loans
  • Choice of multiple repayment periods
  • Save for your next home with an Ohio Homebuyer Plus Savings Account
  • Access to government-backed programs, including FHA & VA mortgage loans 
  • Friendly, knowledgeable mortgage lending team at our Powell branch
  • Use KEMBA's Home Loan Calculator to estimate what you'll pay each month
  • Update your Powell home with a home equity loan

 


Mortgage Rates

Take a Closer Look

KEMBA Financial Credit Union offers both traditional, adjustable rate mortgages as well as home equity loan options to meet your home financing needs in Powell.
fixed-rate

Traditional Mortgages & Refinances

There's a reason why fixed-rate mortgages have been popular for generations. Stable monthly payments make for easier long-term financial planning.
  • Choose loans of 10, 12, 15, 20 or 30 years
  • Get pre-qualified before house-hunting
  • Save money through refinancing

Adjustable Rate

Adjustable Rate Mortgages

Buying a house is expensive. Fortunately, you can reduce your upfront costs with a loan that offers a lower rate for the first few years.
  • Choose lower rates for 3, 5 or 7 years
  • After that, rates are adjusted periodically
  • Loan caps limit overall rate increases

Exclusive Home Savings

Ohio Homebuyer Plus Savings

Saving for a new home is faster and easier than ever with above-market average interest rates! We have options to make your homeowner dreams a reality, whether that be a first time buy, a family upgrade, or a solo sanctuary.
  • High-rate savings available to existing and aspiring homebuyers
  • Minimum contribution $500
  • Use towards closing costs or a down payment within 5 years
Your first home

First-Time Homebuyer Guide

Working with KEMBA to finance your first home comes with many advantages that save you time and money. We'll help you understand the process so you can proceed confidently.
  • Know what to expect and what you'll need
  • Choose from various home loan options
  • Find a mortgage that fits your budget and lifestyle
special military benefit

VA Loans

A grateful nation salutes your service as a veteran. In appreciation, you have access to special mortgages that come with a number of financial benefits.
  • Lower rates
  • No down payments
  • No private mortgage insurance

simplify your process

HomeAdvantage®

Using the HomeAdvantage Home Buying Center is easy and straightforward. Simply use any agent in the HomeAdvantage network to buy or sell your home.
  • Earn Cash Rewards equal to 20%* of the agent’s commission.
  • The program is completely free to use.

Home Equity Products

Home Equity Loans

Receive all your money upfront, use it as you see fit, or open a line of credit to use as you need it. 
  • Competitive Rates
  • Easy online application
  • Funds can be used for almost any purchase
government-backed loan

FHA Mortgage Loans

Saving up for a down payment can seem like an impossible mountain to climb. This popular federal loan program levels the playing field.
  • Down payments as low as 3.5%
  • More flexible credit standards
  • Gifts acceptable to help with upfront costs

What Your Powell Neighbors Are Saying


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Outstanding Branch

"I’ve been to many conventional banks and credit unions alike. Kemba’s Powell staff are outstanding. They are always professional and very helpful with all of my questions." -Steve S.
 
An icon of five golden stars.

Exceptional Experience

"My experience with KEMBA has been exceptional so far. I wish I had known about them sooner." -Tricia S.
 
An icon of five golden stars.

Very Helpful Staff

"Great experience, very helpful! Able to do a balance transfer easily for a credit card. Highly recommend!" -Joe M.
 

Learn More About Home Loan Products

To learn more about Mortgages and Home Equity, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.

 












Speak with a mortgage expert

Mortgage Application



At KEMBA Financial Credit Union, we provide trusted personal banking services in Central Ohio, as well as a full suite of personal banking products and services tailored to meet the financial needs of individuals and families. Our offerings include: low-rate credit cards with rewards, competitive-rate mortgages, home equity loans and refinancing options, low-interest auto loans in Central Ohio, personal and student loans, and financial wellness blogs and counseling services.

Discover why more Central Ohioans are searching for "best credit union near me" and choosing KEMBA.

To learn more, call us today at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.

Disclosures


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