Mortgages in Westerville

young couple moving into a new home
Find the Right Mortgage Solution in Westerville, Ohio

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Finance Your Dream Home in Westerville, Ohio

KEMBA Financial Credit Union offers a variety of home financing options whether it’s for purchasing a new home, refinancing your current home, doing renovations. At our Westerville Branch, our experienced lenders will discuss your mortgage and home equity options to ensure that you maximize your investment while staying within your budget.
    • We offer competitive mortgage rates in Westerville
    • Explore fixed-rate and adjustable-rate home loans
    • Choice of multiple repayment periods
    • Save for your next home with an Ohio Homebuyer Plus Savings Account
    • Access to government-backed programs, including FHA & VA mortgage loans 
    • Our Westerville branch is staffed by a friendly, experienced lending team
    • Use KEMBA's Home Loan Calculator to estimate what you'll pay each month
      • Increase the value of your Westerville home with a home equity loan



Mortgage Rates




Take a Closer Look

KEMBA Financial Credit Union offers both traditional, adjustable rate mortgages as well as home equity loan options to meet your home financing needs in Westerville.
fixed-rate

Traditional Mortgages & Refinances

There's a reason why fixed-rate mortgages have been popular for generations. Stable monthly payments make for easier long-term financial planning.
  • Choose loans of 10, 12, 15, 20 or 30 years
  • Get pre-approved before house-hunting
  • Save money through refinancing

Adjustable Rate

Adjustable Rate Mortgages

Buying a house is expensive. But you can reduce your upfront costs with a loan that offers a lower rate for the first few years.
  • Choose lower rates for 3, 5 or 7 years
  • After that, rates are adjusted periodically
  • Loan caps limit overall rate increases

Exclusive Home Savings

Ohio Homebuyer Plus Savings

Saving for a new home is faster and easier than ever with above-market average interest rates! Whether it’s your first home buy or an upgrade towards your newest dreams …we will help you make your home ownership aspirations a reality.
  • High-rate savings available to existing and aspiring homebuyers
  • Minimum contribution $500
  • Use towards closing costs or a down payment within 5 years
Your first home

First-Time Homebuyer Guide

Working with KEMBA to finance your first home comes with many advantages that save you time and money. We'll help you understand the process so you can proceed confidently.
  • Know what to expect and what you'll need
  • Choose from various home loan options
  • Find a mortgage that fits your budget and lifestyle
special military benefit

VA Loans

A grateful nation salutes your service as a veteran. In appreciation, you have access to special mortgages that come with a number of financial benefits.
  • Lower rates
  • No down payments
  • No private mortgage insurance

simplify your process

HomeAdvantage®

Using the HomeAdvantage Home Buying Center is easy and straightforward. Simply use any agent in the HomeAdvantage network to buy or sell your home.
  • Earn Cash Rewards equal to 20%* of the agent’s commission.
  • The program is completely free to use.

Home Equity Products

Home Equity Loans

Receive all your money upfront, use it as you see fit, or open a line of credit to use as you need it. 
  • Competitive Rates
  • Easy online application
  • Funds can be used for almost any purchase
government-backed loan

FHA Mortgage Loans

Saving up for a down payment can seem like an impossible mountain to climb. This popular federal loan program levels the playing field.
  • Down payments as low as 3.5%
  • More flexible credit standards
  • Gifts acceptable to help with upfront costs

Westerville Mortgage & Home Equity Loans


Getting a mortgage can feel overwhelming. At KEMBA Financial Credit Union, your local Westerville mortgage experts, we make homeownership achievable. We offer competitive rates on loans tailored to your unique situation and goals. Forget the one-size-fits-all approach!

Our friendly team explains everything in easy-to-understand terms walking you through each step. From down payments to closing costs, our friendly Westerville associates will answer all your questions.

This is your future, and KEMBA is here to help. Let's ditch the complicated process and turn your Westerville dream home into reality!


What Your Westerville Neighbors Are Saying


An icon of five golden stars.

Banking with KEMBA for 12 Years

"I've been banking at Kemba for about 12 years. My experience has been positive and I have found all employees to be courteous and professional." -Chris P.
 
An icon of five golden stars.

Great Experience

"Super friendly and helpful staff. Great at answering our questions regarding above equity and a roth ira!" -Becky G..
 
An icon of five golden stars.

Very Attentive

"Worked with Jim Robinson on a car loan, he was very attentive and answered all my questions, called me back promptly and was very easy to work with." -Roberto E.
 

Learn More About Home Loan Products


To learn more about Mortgages and Home Equity, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.


 












Speak with a mortgage expert

Mortgage Application



At KEMBA Financial Credit Union, we provide trusted personal banking services in Central Ohio, as well as a full suite of personal banking products and services tailored to meet the financial needs of individuals and families. Our offerings include: low-rate credit cards with rewards, competitive-rate mortgages, home equity loans and refinancing options, low-interest auto loans in Central Ohio, personal and student loans, and financial wellness blogs and counseling services.

Discover why more Central Ohioans are searching for "best credit union near me" and choosing KEMBA.

To learn more, call us today at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.

Disclosures


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Use KEMBA as your primary financial institution to enjoy rate bonuses on deposits and discounts on loans. Earn more, save more!
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