Get in your dream home
at a better rate.

Rely on KEMBA to help you navigate your home purchase or refinancing needs, or tap into your home’s equity


Whether it’s a new home purchase or a refinance, KEMBA Financial Credit Union offers both traditional and adjustable rate mortgages to meet your needs. View our current mortgage rates and use our mortgage rate calculator to estimate your payment. Plus, you can use our Home Buying Center to help simplify your home buying or selling process from start to finish, learn more now.


With home equity loans or home equity lines-of-credit, you can borrow against the equity in your home and secure extra cash for home remodeling, current expenses or to have as a safety net.  It’s quick and easy. Learn more or apply today.

Traditional Mortgages


Select fixed-rate terms from 10-20 years for a new purchase or refinance, which gives you the security of knowing that your monthly payment will stay the same throughout the life of the loan.

Apply NowLearn More

Adjustable Rate Mortgages


An Adjustable Rate Mortgage (ARM) provides you the option of a rate that changes based on the current market for your new home purchase or refinance. Multiple terms are available to meet your needs.

Apply NowLearn More

Home Equity Loans


Access your home’s equity for a one-time use with a fixed-term loan.

Apply NowLearn More

Home Equity Lines of Credit


This line-of-credit gives you flexible access to the equity in your home.

Apply Now



Are you buying or selling a home? Use our home buying tool to simplify the process and check out our mortgage options!

Enroll NowLearn More

Learn More About KEMBA Home Mortgage & Home Equity Loans

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Become a Member Today!

At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial literacy and counseling services.

It’s easy! To learn more, call us at 614.235.2395, option 4, or visit one of our ten local branches in PickeringtonGahannaBellefontaineClintonvilleGrove City, HilliardPowellReynoldsburgWesterville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.

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