Get in your dream home
at a better rate.

Rely on KEMBA to help you navigate your mortgage or home equity needs

Whether it’s your first home, a relocation, or an upgrade, KEMBA Financial Credit Union offers both traditional and adjustable rate mortgages to meet your needs. View our current mortgage rates and use our mortgage rate calculator to estimate your payment.


With home equity loans or home equity lines-of-credit, you can borrow against the equity in your home and secure extra cash for home remodeling, current expenses or to have as a safety net.  It’s quick and easy. Learn more or apply today.



Traditional Mortgages

This conventional, fixed-rate loan or mortgage refinance gives you the security of knowing that your monthly payment will stay the same throughout the life of the loan.


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Adjustable Rate Mortgages

An Adjustable Rate Mortgage (ARM) provides you the option of a rate that changes based on the current market.


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Home Equity Loans

Access your home’s equity for a one-time use with a fixed-term loan.


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Home Equity Lines of Credit

This line-of-credit gives you flexible access to the equity in your home.


Apply NowLearn More

Learn More About KEMBA Home Mortgage & Home Equity Loans

  • To learn more about a KEMBA home mortgages or home equity options, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.
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Become a Member Today!

At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial literacy and counseling services.


It’s easy! To learn more, call us at 614.235.2395, option 4, or visit one of our ten local branches in PickeringtonGahannaBellefontaineClintonvilleGrove City, HilliardPowellReynoldsburgWesterville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.


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