Budgeting & Money Management

Stress and anxiety that stems from your finances can affect your health. Keeping your finances in check will give you peace of mind and help you sleep better at night. These tips for improving your financial outlook can help improve your well being as well.

Owning your own home can be rewarding and challenging at the same time. Learn what you need to know before beginning the process of buying a home.

Are you retired and worried about your retirement income? Learn some basic ways to supplement your income, reduce your living expenses and ensure that your savings will last through your retirement.

As parents age, you may need to step in as a Financial Caregiver. Learn what is involved, what legal steps you may need to take and how to assist your loved one with managing their finances.

Establishing healthy financial habits takes time and discipline. Learn what it takes to be financially fit and 8 steps you can take to get there.

Talking about money doesn’t have to be difficult or uncomfortable. Learn how to have those conversations in the course of everyday life and keep the conversation as your children get older and start taking on money management responsibilities.

The best way to achieve a goal in life is to create a plan. If you are dealing with overwhelming debt, the best way to overcome that debt is creating a plan, changing your spending habits and diligently paying down your balances.

Sitting down as a family and discussing the family budget is a healthy financial discipline. By sharing the budget with everyone, you not only get their buy-in to stay on budget, but you also teach your kids the importance of budgeting their money.

Estate planning is a legal activity that directs your wealth and assets to who you choose to include in your final wishes. Planning a wealth transfer strategy now makes it easier for your family after you are gone.

The recent outbreak of COVID-19 virus has sent the financial markets, local commerce and life itself into a tailspin. In times like this, the first thing consumers worry about is how they are going to pay their bills. This crisis, like others before, will pass and life will adjust and resume, but there are some…

When you think of New Year’s resolutions, you probably think about losing weight or giving up a bad habit like smoking or eating too much sugar, but the beginning of a brand new decade can also be an ideal time to hit the reset button on…

As you see the signs of an aging parent or loved one, you realize that they may need your help managing their finances. Learn how to prepare and what steps you need to take now to ensure a smooth transition when the time comes.

For many, the holiday season is a time for making memories, sharing joy, seeing friends and family and….STRESS. Holiday-induced stress can ruin the holiday experience, and every year it seems that holiday stress grows. We stress about buying the right gift for people in our lives, juggling calendars and making time for everyone on our…

It’s the most wonderful time of the year! December is a month full of food, family, goodwill, and cheer. ‘Tis the season to be jolly, yet the majority of Americans report feeling stressed during this month. The Stress of the Holidays A 2017 America Psychological Association study found that 62% of Americans stress about money…

Be ready for the holidays with a Christmas Club Savings account from KEMBA Try as you might, putting money away for the holidays—money you promise not to spend until the Yuletide season—is a challenge for many people. KEMBA Financial Credit Union has the perfect solution: a Christmas Club Savings account. An easy way to save…

If you are planning to make the move to home ownership, there are some things you’ll need to know before starting the process. Learn the basics with our free Home Ownership tutorial.

Taxes are a certainty in life. For most Americans, taxes are withheld from their paychecks and reconciled at the end of the year with a tax return. Learn how taxes work with our free Taxes tutorial.

Building a monthly budget is key to making the most of your income. Use our free Budgeting Tool to create a manageable budget for your family.

You have to start somewhere. As a student, there are some easy ways to start building your credit history which will help you borrow for school, purchase a car and rent an apartment when the time comes. Learn what credit history is and how to start building a solid foundation when you are just starting…

Some believe that bankruptcy is a process that you cannot recover from financially. While bankruptcy can be a daunting process, there are ways to rebuild your credit after filing for bankruptcy. There is hope for those who have gone through this process. Review our tips for rebuilding your credit after a personal bankruptcy.

If you are losing sleep over your financial situation, a debt management plan may be just what you need. A debt management plan is simply a plan that helps you attack your debt with the income you have. A financial counselor can work with you to create the plan and help you stick to it…

Veterans and military personnel bravely protect our freedoms and our nation’s security. When it comes to managing financial well-being and providing security at home, many may need guidance...

While the season is an opportunity to focus on the things that matter most in life, exchanging gifts is a long-stand-ing tradition and a way to share joy with loved ones. Gift-giving is likely to be even more amped up this year, which might bring upon financial strain...

While the holidays are a festive time with family and friends, a potentially not-so-fun part of the season is the temptation to go overboard on holiday shopping. Whether it’s gifts for everyone on your shopping list, refreshments to create memorable parties and other events, buying trendy decorations or other holiday related purchases, it can be a time of financial stress...