Visa Platinum Rewards Credit Card

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Limited-Time Offer:

0.00%APR on Purchases & Balance Transfers for 12 months

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KEMBA Financial Credit Union Member Owner Visa Platinum Rewards Credit Card

Get one of the best credit cards in the country with rates as low as 13.24% APR¹


Purchasing Power & Great Rewards

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Rates as low as
13.24% APR
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Always get 1% cash back rewards on purchases, plus balance transfers in the first 90 days2
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Earn up to 5.00% APY on your cash back rewards savings account³
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No annual fee

Get the credit card with a low rate and valuable cash back rewards

KEMBA Financial Credit Union's Platinum Rewards Visa® delivers everything you want in a credit card – low everyday rates, no annual fees, and cash back rewards on purchases. It's the card that helps you save when you make daily purchases and when you transfer debt from credit cards with higher rates.

Choose an option below to get started!

Digital Banking users

Open KEMBA's Mobile App or log in to Digital Banking and select "Apply for a loan" on the menu or ☰.

Not a member or Digital Banking user?

Take a Closer Look

Dig deeper and you'll find more reasons why this credit card should become your go-to.


Credit Card Automated Alerts FAQ

  • Learn more about automatic card and Digital Banking alerts.

Balance Transfer

Credit Card Balance Transfer Request

  • Transfer your balances to pay them off faster! It’s quick, easy, and secure!

Card Updater Tool

Select your favorite merchants and instantly establish your new card as your primary payment method everywhere you shop or pay!

Learn More About KEMBA's Credit Cards

To learn more about KEMBA's Credit Cards, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.


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Here to Help

Call 800.282.6420,
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Credit Card Application

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¹ APR=Annual Percentage Rate. The Prime Rate used to determine your APRs for purchases, balance transfers, and cash advances is the Prime Rate published in the Wall Street Journal on the twentieth (20th) calendar day of the previous calendar month. Eligibility and offered rate may vary based on creditworthiness.
² Not valid during balance transfer promotions. 1% cash back rewards paid once per year. You will receive 1 point for every $1 you spend with your credit card. Cash back points will be awarded for balance transfers made within the first ninety (90) days your Platinum Rewards account is open. 100 points=$1 cash back. Account must be in good standing at time of payout. Minimum to receive reward is 2,500 points. KEMBA reserves the right to exclude repeated balance transfers from cash back offer. Cash back offer subject to change without notice.

³ APY=Annual Percentage Yield. Rewards Savings account rate of 5.00% APY for KEMBA Advantage members and 1.00% APY for non-Advantage
 members current as of February 13, 2022, and subject to change at any time. Click here for Advantage Program details.

*Important information about your loan application:
A KEMBA membership is required before you can receive a loan. While you can complete and submit the online loan application prior to membership, we require that you join the Credit Union before your loan is funded. Click here to find out if you’re eligible for membership.

Online loan applicants must be at least 18 years old and U.S. Citizens. When you submit an online loan application you are authorizing KEMBA Financial Credit Union to obtain your consumer credit reports from national credit reporting agencies, and contact you via telephone, email, or mail in regards to your application. It is also important to note that information obtained by KEMBA from your loan application may be kept and maintained by the Credit Union for an indefinite period of time, and may be shared with business affiliates of the Credit Union for any lawful purpose. KEMBA is an equal opportunity lender.

Customer Identification Program Notification: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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