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Knowledge is power.
That's true with any topic, but it's especially the case when it comes to finances. At KEMBA, we make it our mission to bring you up to speed on all sorts of money matters.
Explore our articles to learn more about Banking Basics.
How to Avoid Overdraft Fees
It’s no secret that overdraft fees are a pain to deal with because they cost you your hard-earned money and often show up on your bank statement at the worst times. If you’ve ever been charged an overdraft fee, don’t worry, you’re not alone. Over 39 million adults have reported…
Comparing Credit Unions to Traditional Banks
Choosing the right financial institution is important because, at the end of the day, everyone wants a good banking partner to hold their hard-earned money. When it comes to choosing where you save your money, deposit your paycheck, borrow for loans, etc., most people will decide between a bank…
Teaching Your Kids Banking Basics
Teaching kids to be responsible with money is a foundation that will last them the rest of their lives. Starting when they are young, you can instill sound financial management skills that will teach the value of money, the benefits of saving, and the importance of being wise with how they spend their money.
How Businesses Use a Line of Credit
Businesses, just like consumers, have the ability to apply for and use credit. In fact, most businesses have some form of a business line of credit, whether that be a long-term loan or a business credit card.
4 Financial Resolutions You
Can Accomplish Now
If you want a few financial resolutions that you can achieve early into the new year (because who doesn’t love an easy to-do list??) here are some suggestions.
Why Identity Protection Is Important
What is Identity Theft? Identity theft is a crime where someone steals your personal information to commit fraud. This can be anything from stealing your credit card information to opening loans or lines-of-credit in your name without you knowing. Unfortunately, the connected age that we live in makes it easier…
Healthy Financial Habits
Unfortunately, many consumers in the United States are not well-educated about money and how to effectively manage it. This has led to high-interest credit card and personal loan debt that’s sweeping the nation. To help our members establish a solid financial foundation, we’ve put together a list of some…
The Convenience of Online Banking
The digitization of banking, also known as mobile or online banking, has been an ongoing process over the last ten years – and with changes in technology, the best of mobile banking is yet to come. Online and mobile banking puts access to your bank account(s) a few clicks away…
Managing Debt as Interest Rates Rise
Here are five general questions to ask in order to minimize the hit to your wallet in the face of rising interest rates.
Home Mortgages 101
A home is the largest purchase that most people will make in their lifetime. It’s important to understand how mortgages work to find the right type of mortgage to purchase or refinance a home. Here are some important facts to know about mortgages as you prepare to purchase or refinance a home….
Understanding Your Credit Score
What is a Credit Score? A credit score evaluates how likely you are to pay back your debts on time. Your credit score is incredibly important, yet few consumers know how it works, or what it’s used for. Your credit score will affect your ability to secure credit and determine the interest rates that you…
Money Management Tips
Many people think that to be financially successful, one needs to be born into money or get lucky. However, those assumptions are far from the truth! Financially successful people come in all shapes and sizes and from all walks of life. The one thing that they have in common is…