Earn 0% APR
on balance transfers

made in the first 90 days!

 

 

Pay 0.00%APR+ for 12 months on balance transfers made in the first 90 days!

+ NO BALANCE TRANSFER FEES

 

+ RATES STARTING AT JUST 7.99%APR++ AFTER THE INTRO RATE!

 

Open a new Visa today and you could save hundreds of dollars by transferring high-rate credit card balances and enjoy low everyday rates that may be half that of your other credit cards! Compare our rates to traditional bank cards!

 

 

 

Apply Now

 

  • 0% intro rate for 12 months on balance transfers
  • No balance transfer fee
  • 1% Cash back rewards on purchases+++
  • Earn up to 5.00%APY on your cash back rewards savings account
  • No annual fee
     

If you have any questions about your credit card application, please call us at 614.235.2395 option 2, or email service@kemba.org, and we’d be happy to help you through the process.

 

Eat Local with KEMBA! Get 5% cash back on all local restaurants in April, May and June by using your KEMBA Platinum Rewards Visa Card. Click here for more info or visit https://www.kemba.org/personal/credit-cards/eat_local_cc/.

+APR=Annual Percentage Rate. The 0.00% APR Introductory rate on balance transfers is valid for one year from the time new card is opened for balance transfers made within the first 90 days the card is open. No balance transfer fee for balances transferred in the first 90 days. Purchases will be at the prevailing APR based on your creditworthiness as disclosed at time of application. Not valid on existing cards. Valid on new money transfers only, cannot transfer funds from existing KEMBA credit card(s) or loans. Offer not valid for current KEMBA credit card holders.

 

++When the promotional period ends, transferred balances remaining will revert to the prevailing APR based on your creditworthiness as disclosed at time of application. For example, open your card on 4.12.21, and pay 0.00% APR on balance transfers made within the first 90 days the card is open through 4.11.22; all remaining transferred balances as of 4.12.22 will revert to prevailing APR. The Prime Rate used to determine your APRs for purchases, balance transfers, and cash advances is the Prime Rate published in the Wall Street Journal on the twentieth (20th) calendar day of the previous calendar month. Refer to original Credit Card terms and conditions for prevailing rate for balance transfers, and rate that will be in affect at end of intro period. Promotional rate valid on Visa Platinum Rewards Card only. Eligibility and offered rate may vary based on creditworthiness. Minimum credit score of 635.

 

+++Earn 1% cash back rewards on purchases. Cash back rewards paid once per year into Rewards Savings account. You will receive 1 point for every $1 you spend with your credit card. 100 points=$1 cash back. Account must be in good standing at time of payout. Minimum to receive reward is 2,500 points. Cash back offer subject to change without notice. APY=Annual Percentage Yield. Rewards Savings account rate of 5.00% APY for KEMBA Advantage members and 1.00% APY for non-Advantage members current as of 1.1.2021, and subject to change at any time. Visit our Advantage page at kemba.org for Advantage Program details. KEMBA membership required.

 

Rewards Savings account rate of 5.00% APY for KEMBA Advantage members and 1.00% APY for non-Advantage members current as of 4.1.2021, and subject to change at any time. Visit our Advantage page for Advantage Program details. KEMBA membership required. Federally insured by the NCUA. Offer expires 6.30.2021.

 

*Offer valid for existing KEMBA Financial Credit Union Visa Credit Cardholders (standard account terms and conditions apply). The 5% cash back reward is valid on local restaurant purchases made between April 1, 2021 and June 30, 2021 for members who received an invitation to participate. Qualifying purchases are limited to those made at local restaurants. This does not include fast food, national chain restaurants, or bars, and is subject to change. The 5% cash back, up to $25 per month, will be deposited into the Primary Savings account of the primary member for each month cardholder participates. Deposits will be made on or before May 31, June 30, and July 30, 2021 for all qualifying purchases made during defined promotional period. Account must be in good standing at time of 5% cash back payout and credit card must remain open to receive payout. The 5% reward is over and above the standard cash back rewards offer with no minimum points requirement to obtain: [standard 1% cash back rewards you will receive 1 point for every $1 you spend with your credit card. 100 points=$1 cash back and 1% cash back rewards paid once per year. Minimum to receive annual reward is 2,500 points]. Cash back offer subject to change without notice. Offer ends June 30, 2021.


Important information about your loan application:
A KEMBA membership is required before you can receive a loan. While you can complete and submit the online loan application prior to membership, we require that you join the Credit Union before your loan is funded. Click here to find out if you’re eligible for membership.

 

Online loan applicants must be at least 18 years old and U.S. Citizens. When you submit an online loan application you are authorizing KEMBA Financial Credit Union to obtain your consumer credit reports from national credit reporting agencies, and contact you via telephone, email, or mail in regards to your application. It is also important to note that information obtained by KEMBA from your loan application may be kept and maintained by the Credit Union for an indefinite period of time, and may be shared with business affiliates of the Credit Union for any lawful purpose. KEMBA is an equal opportunity lender. KEMBA membership is required.

 

USA Patriot Act
Customer Identification Program Notification: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No